HDFC Credit Card: The Ultimate Guide
Introduction:
HDFC credit card is one of the most popular credit cards in India. It offers a wide range of benefits, including rewards, discounts, and cashback. In this blog post, we will discuss everything you need to know about HDFC credit card, including how to apply for one, the different types of cards available, and the benefits of using one.
How to apply for an HDFC credit card
To apply for an HDFC credit card, you can visit the HDFC Bank website or call the customer care number. You will need to provide some basic information, such as your name, address, and income. You will also need to submit a copy of your PAN card and salary slip.
Types of HDFC credit cards
HDFC offers a wide range of credit cards, each with its own set of benefits. Some of the most popular types of HDFC credit cards include:
Regalia Gold Credit Card
Experience the Golden Side Of Life
- Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
- ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
- ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and Rs. 7.5 lakhs.
- 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
IRCTC HDFC Bank Credit Card
There's a train ride in every swipe
- 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App.
- 1 Reward Point for every INR 100 spent on all other spends*.
- Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
- 8 complimentary access to select IRCTC Executive Lounge every year (2 per quarter)
- Gift voucher worth INR 500 on quarterly spends of INR 30,000.
IRCTC HDFC Bank Credit Card
- 2% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 4 Complimentary Domestic Airport Lounge Access
Tata Neu Infinity HDFC Bank Credit Card
Extraordinary Rewards. Ready for You.
- 5% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1.5% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 8 Complimentary Domestic and 4 Complimentary International Airport Lounge Access
Diners Club Privilege Credit Card
Global Belonging. Ready for You
- 'Buy 1 Get 1 Free' on all tickets via BookMyShow
- 5X Reward Points on Swiggy and Zomato
- Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit
- ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh
- 8 Complimentary airport lounge access worldwide
- 4 Reward Points for every ₹ 150 spent
Benefits of using an HDFC credit card
There are many benefits to using an HDFC credit card. These benefits include:
- Rewards: HDFC credit cards offer a variety of rewards, such as cashback, points, and miles. You can use these rewards to redeem for travel, merchandise, or gift cards.
- Discounts: HDFC credit cards offer discounts on a variety of purchases, such as shopping, dining, and travel.
- Cashback: HDFC credit cards offer cashback on a variety of purchases. This can help you save money on your everyday expenses.
- Travel benefits: Some HDFC credit cards offer travel benefits, such as airport lounge access, travel insurance, and baggage insurance.
- Convenience: HDFC credit cards make it easy to make purchases. You can use your card at millions of merchants around the world.
- Security: HDFC credit cards are a secure way to pay for purchases. Your card is protected by a number of security features, such as chip and PIN technology.
Conclusion:
HDFC credit card is a great option for those who are looking for a rewards-rich credit card with a variety of benefits. If you are considering applying for an HDFC credit card, be sure to compare the different types of cards available to find the one that best suits your needs.
Meta description: HDFC credit card is one of the most popular credit cards in India. It offers a wide range of benefits, including rewards, discounts, and cashback. In this blog post, we will discuss everything you need to know about HDFC credit card, including how to apply for one, the different types of cards available, and the benefits of using one.
I hope this blog post has been helpful. If you have any questions, please feel free to leave a comment below.
